Today I want to talk about pedestrian or bicycle accidents. What I mean by that is people who are hit by a car whether you’re walking or you’re on your bike. The best thing pedestrians can do to protect themselves is to make sure they have eye contact with the driver of the car because if the driver doesn’t see the pedestrian, the pedestrian should assume the driver will not stop.
The other thing pedestrians must have is auto insurance. Underinsured motorist coverage or your medical payment coverage can cover pedestrians in this situation Medical payment coverage will pay for ER visits or any other doctor visits. Underinsured motorist coverage would kick in if the driver doesn’t have insurance. Your personal injury attorney can help figure out how to best utilize your insurance coverage.
If you have any other questions about how to prevent accidents or what kid of insurance to use, give me a call.