Med Pay: Should You Add it to Your Insurance Policy?
POSTED BY Scott O’Sullivan
March 24, 2011
Many car insurance policyholders are unknowingly not taking full advantage of their policy. Car insurance can be especially useful if the right features are added for those “just in case” incidents like car accidents that we, as a Denver personal injury lawyer firm, handle everyday. As most experienced personal injury lawyers will tell you, one of the helpful features that everyone should seriously consider adding to their policy is called Medical Payment (Med Pay for short).
What is Med Pay?
Med Pay is an optional add-on feature for your car insurance policy that pays for direct medical expenses following a car accident, even if you are not at fault. Some Med Pay policies even cover you as a pedestrian or bicyclist if a car hits you. To find out if your insurance company covers pedestrians or bicyclists, please contact them directly.
Why You Should Consider Adding Med Pay to Your Car Insurance Policy
As the saying goes: “It’s better to be safe than sorry.” If you find yourself in the unfortunate situation of a bad car accident, Med Pay can help alleviate the financial strain that medical bills place on you during this difficult period.
Consult with an Injury Attorney
To decide for sure whether you want Med Pay or not, consult with your personal injury lawyer. Denver isn’t as big a city as New York or Los Angeles, but you still might deem it wise to get Med Pay coverage as you’re just as likely to have a car accident in Denver as anywhere else.
If you don’t have health insurance, Med Pay can bring peace of mind that your medical expenses will be covered (up to whatever amount you elect in your policy) in the event of a car accident. Give us a call and we can answer your questions or concerns about Med Pay.
Regardless of whether you have Med Pay or not, getting the car accident settlement you deserve can be done with the help of a personal injury attorney. Denver traffic accidents happen everyday, so it is a good idea to make sure you are prepared for the worst.