Residents and visitors to Denver deal with vehicle accidents on a regular basis. Unfortunately, these incidents can lead to serious injuries for drivers and passengers. At The O’Sullivan Law Firm, our team is here to help if you need a Denver car accident attorney by your side. We have extensive experience investigating complex vehicle accident claims, and we have the resources necessary to determine liability and help our clients secure total compensation for their losses. We refuse to back down from aggressive insurance carriers as we work to make sure that our clients are properly cared for.
Why Choose The O’Sullivan Law Firm?
The O’Sullivan Law Firm is a full-service firm. We handle every aspect of the cases that we take, including property damages, rental car assistance, health insurance disputes or delays, and of course, the injury claim.
Attorney Scott O’Sullivan is a former insurance defense attorney who has been practicing personal injury law for 25 years. He knows how insurance carriers think, act, and evaluate their claims. He will use this to his client’s advantage.
Our personal injury lawyers are successful in 99 percent of our cases, and we have resolved more than 2,000 cases since 2008 on behalf of Colorado clients.
Every client will work directly with their attorney. They will not be passed off to a paralegal or case manager.
Vehicle accident claims in Colorado can become incredibly challenging, particularly when going up against aggressive insurance carriers. A skilled Colorado vehicle accident lawyer can use their resources and legal experience to obtain all of the evidence needed to prove liability. For a vehicle accident claim, this can include:
Photographs taken at the scene of the crash
Video surveillance from nearby cameras
Statements from eyewitnesses
Mobile device data
Vehicle “black box” data
At-fault driver citations or criminal charges
In addition to gathering the evidence needed to prove what happened, an attorney will also ensure that their client is evaluated by a trusted medical professional who can treat their injuries and help calculate total losses. Using all of this information, an attorney will vigorously negotiate with aggressive insurance carriers in order to secure full compensation. If necessary, an attorney will prepare the car accident case for trial in order to ensure their client is treated fairly.
Car Accidents in Denver Often Result in Severe Injuries
According to information available from the Colorado Department of Transportation, there were more than 121,000 total vehicle accidents reported across the state during the latest year of data. Out of these incidents, there were 29,638 injury crashes and 544 fatal crashes.
At The O’Sullivan Law Firm, we understand that these collisions often result in severe injuries for those involved. It is not uncommon for our Denver car accident attorneys to help clients who have sustained the following:
Broken or dislocated bones
Severe sprains or strains
Traumatic brain injuries
Open head wounds
Spinal cord injuries
Other severe back or neck injury
Internal organ damage
Crush injuries or amputations
Significant scarring or disfigurement
Immediately After Your Car Accident: 5 Important Things to Know
We are very sorry that you have been in a car accident or truck accident in Colorado. Very few things in life are as disruptive and confusing as vehicle accidents because there are so many things that you need to take care of immediately afterward, in addition to healing from your injuries. Many people may make decisions in the hours and days after their car or truck accident that cause irreparable harm to their long-term health or to their ability to secure the funds they need to cover their losses.
Therefore, Scott O’Sullivan wrote an article to help accident victims navigate the confusing decisions they face. If you follow the advice below, you may save yourself thousands of dollars and hours of precious time. Further, you may be setting yourself up for improved long-term health.
1. Don’t Give the Hospital the Other Driver’s Auto Insurance
Hospitals can’t do anything with the other driver’s insurance information. Worse, when you give them the other driver’s insurance card, they immediately know that there’s going to be a legal case and they may put a lien on your case, meaning they want a cut from your settlement!
2. Don’t Use Social Media
Imagine this: You’re the victim of an awful car accident. The other driver is clearly at fault and, depending on your injuries and medical needs, you may be owed hundreds of thousands of dollars. But one day, you’re finally having a good day after the accident, and you take a picture of yourself hiking Long’s Peak and you post it on Facebook. You were in tremendous back pain the entire hike but felt so proud of yourself that you just had to share the image with your friends. But that single image could mean that you say “bye-bye” to hundreds of thousands of dollars. The other driver’s insurance company will use that post against you. Stay off social media after your accident.[/su_spoiler]
3. Don’t Talk to the Other Driver’s Insurance Company
You need to think of the other driver’s insurance company as an adversary. They are looking to protect their interests and, therefore, they will be looking for ways to get out of their responsibility to cover your costs.
4. Do Make Sure to Get all the Medical Attention You Need
It can be very scary when you’ve been injured in a car or motorcycle accident. Every time a doctor checks your vitals or a nurse takes your pulse, you think the bills are piling up. Will you be able to pay them? But I urge you not to neglect the care you need in order to heal properly!
5. Do Consult with a Personal Injury Attorney
Personal injury attorneys do not charge by the hour. (Or, I should say, legitimate ones don’t.) That means, it is 100% free to get some advice from one after your accident. Also, they don’t get paid a dime unless you sign up with them and they secure a settlement or a jury decision for you. In essence, it costs you nothing to talk to a personal injury attorney right after your accident, whether or not you ask them to take your case.
Types of Compensation Available After a Denver Car Accident
There may be various types of compensation available to Denver car accident victims. This can include both economic and non-economic compensation, including the following:
Complete coverage of any medical expenses related to the incident
Coverage of physical therapy or rehabilitation
Lost income if a victim cannot work while they recover
Property damage expenses
Pain and suffering damages
Loss of quality of life damages
The total amount of compensation paid to car accident victims in Colorado will vary depending on the facts and circumstances related to each situation. Some of the main contributing factors in these cases include the severity of the injury, how long it takes the injury victim to recover, the level of pain and suffering the victim experiences, and whether or not there was any shared fault for the vehicle accident.
Shared Fault After a Denver Car Accident
We often hear questions about what happens if more than one party is at fault for the vehicle accident. Colorado operates under a “modified comparative negligence” system. This means that a person can still receive compensation if they are partially at fault for a vehicle accident, so long as they are less than 50 percent responsible for the collision. Any person 50 percent or more at fault will not be able to recover compensation for their losses.
For those less than 50 percent at fault, the total amount of compensation they receive will be reduced based on their percentage of fault for the incident.
How Much Does a Car Accident Attorney in Denver Cost?
The team at The O’Sullivan Law Firm handles Denver car accident cases on a contingency fee basis. This means that our clients will not pay any upfront or out-of-pocket costs related to their case. We only collect legal fees after we obtain the compensation that our clients deserve. We believe that car accident injury victims, regardless of their circumstances, should be able to stand up to aggressive insurance carriers and recover the compensation they need.
Time Limit to File a Denver Car Accident Claim
Car accident victims need to be aware that they have a limited amount of time to file a lawsuit in these cases. The Colorado personal injury statute of limitations is two years from the date the injury occurs. This means that a car accident victim has a two-year window with which to file a lawsuit against the alleged negligent party, or they will lose the ability to recover the compensation they need.
We do need to point out that this statute of limitations has nothing to do with any deadlines put in place by insurance carriers in Colorado. Often, insurance carriers require their claims to be made within a day or two after the incident. Failing to file a claim on time could result in the insurance carrier delaying or denying the claim altogether.
After Your Accident, Speak to a Car Accident Attorney As Soon As Possible
After a car crash – especially if you’ve been injured – you need to speak with a car accident attorney as soon as possible. I know this sounds self-serving, but the truth of the matter is that there will be a lot of people and institutions working against your best interests (even your own insurance company!), so you need someone whose entire focus is on securing your rights. Contact us today to discuss your case for free. I have seen car and truck accident victims further victimized by insurance companies, hospitals, doctor’s offices, and other attorneys. Here are a few ways that others may try to take advantage of you:
If you are taken to the hospital after an accident, give them your health insurance card. Hospital billing departments are now attempting to NOT bill accident victims until the victim gets a settlement from their case. Hospitals attempt to get paid from that settlement because they can charge a lot more than if they bill your health insurance company. This means, if you receive a settlement, the hospital will claim a significant part of it is theirs, taking money right out of your pocket. We work to make sure our clients don’t fall victim to this practice.
Your Insurance Company
Believe it or not, I am increasingly seeing victims’ own insurance companies hiding coverage from them. I have literally defended car accident victims whose own insurance companies owed them hundreds of thousands of dollars but were trying to hide that coverage, even refusing to share policy paperwork with them! In order to fully understand all of the “pots” from which you might be owed money, you probably need an attorney’s help. We know all the tricks and won’t let insurance companies take advantage of our clients.
The Other Driver’s Insurance Company
Obviously, the other driver’s insurance company would like to avoid paying you at all costs. Before you ever talk to the other driver’s insurance company (especially if you were injured), you should consult with a Denver personal injury attorney. As they say on TV, “Anything you say [to the other driver’s insurance company] can and will be used against you.”