Today I want to lear up one of the popular misconceptions about what to do after you’ve been in an auto accident. Time and again I hear from clients that they give the other driver’s insurance information to the ER. It doesn’t work that way. The only way it happens is at the end the other driver’s insurance company is responsible for all your medical bills, all your lost wages, and everything else. There’s no pay-as-you-go, so they’re not going to pay as your’re trying to get better and as you get medical bills and records. The only time the at-fault drivers insurance company is going to take care of you is at the end once you’re done with your treatment.
As soon as you walk into the ER you need to hand them either your health insurance information or use your own medical payment coverage which can go up to $5,000 with your own auto insurance. If you have any questions about what to do after an accident or what insurance to use, give me a call.