Because of several highways and interstates crossing its boundaries, Thornton, CO sees more than its share of car accidents. Just a few weeks ago, there was a multi-car pileup at East 160th Avenue and CO-7 near the Holly Street intersection. The Thornton car crash resulted in one person ejected from their car and two people taken to the hospital.
Sadly, it looks like a Jeep crossed into oncoming traffic, causing two other vehicles to collide. I can only imagine that those car accident victims are still struggling to work with the at-fault driver’s insurance company, and maybe even dealing with the hospital’s shenanigans.
In 2017 alone (the most recent date for which statistics are available), there were 11 traffic fatalities in Thornton. And hit-and-runs are also on the rise! (Check out this story about a man who fled the scene after a Thornton car accident. Kudos to Thornton police for nabbing him.)
So, what do you do if you’re the victim of a Thornton car accident?
Holding At-fault Drivers Accountable
Colorado’s insurance laws are confusing and, quite honestly, frustrating for accident victims. The good news is that our state holds the at-fault driver (and their insurance company) responsible for all damages they cause in an accident. Simply put: If you’re in an accident in Colorado, the person who is responsible for the accident is responsible for all of the victim’s damages.
However, getting paid by the at-fault driver’s insurance company is not easy. Insurance companies do not automatically resolve accident claims even when their client is clearly at fault. (Even when the police report shows their guy was flagrantly wrong!) Pretty much everyone who is the victim in a car accident needs the help of a personal injury attorney who knows Colorado law.
For example, did you know that the other driver’s auto insurance won’t pay for damages until the victim is completely done with treatment? There is no “pay-as-you-go” provision. So, while a victim is racking up medical bills, their credit is suffering, and the bills won’t go away until the treatment is complete.
Do you need a personal injury attorney in Thornton?
A Thornton accident attorney can help bridge this chasm for victims, helping them to understand other insurance options available and even helping to protect their credit. Meanwhile, the attorney can also work to secure the best possible settlement from the at-fault driver’s insurance.
I’ve even helped to secure payments from a victim’s insurance company to cover some of the victim’s expenses, but then, of course, that insurance company wants to get paid back. In those circumstances, I have helped victims pay as little as possible from their final settlement.
Here are a few more examples of why you need a personal injury attorney if you get into an accident in Thornton. A good personal injury attorney can…
- Access money from places other than the other driver’s insurance company. Many people in Colorado car accidents (because of our at-fault laws) only look at the negligent driver’s insurance for financial help, but there are other “pots” that you can access after an accident. Insurance is a confusing industry… sometimes I think they try to confuse us on purpose. Get professional legal help for yourself or your loved-one.
- Help you understand the nuances of MedPay. If you have Medical Payments Coverage, you can use it to pay for first responders, emergency room bills, co-pays, deductibles, doctor visits, chiropractors, massage therapy, physical therapy… In essence, it may cover a lot of things that your health insurance doesn’t. And often, people totally forget that they bought this coverage and they don’t know how to use it!
- Determine the true value of a case, which is an art and science that takes into account much more than property damage and medical bills. Did you know that victims can use the amount that hospitals bill, which is usually much higher than what you pay, in determining the value of a case?
- Challenge hospitals and other medical companies to bring down the amount that a victim owes, thereby adding more money from the settlement to a victim’s pocket?
Thornton, CO is a lovely, thriving place to call home! You’ve got huge parks, friendly neighbors, reasonable home prices (compared to your neighbors to the south), good schools and great shopping. But, because it is such a popular place, with so many busy roads crossing its borders, Thornton also experiences traffic accidents. Make sure that you call a Thornton accident attorney if you or a loved one ever fall victim to another driver’s negligence.