As the founder of The O’Sullivan Law Firm, I have spent more than 25 years helping injured people and their families in Denver and across Colorado. In that time, I have seen how quickly a “simple” Uber or Lyft trip can turn into a life changing crash.
If you were hurt in a crash involving a rideshare vehicle, either as a passenger or as someone hit by an Uber, Lyft or other ride share car while driving, walking, riding a bike, scooter or motorcycle, your case is not a normal car accident claim. The law, the insurance coverage and the corporate players are different. You need a Colorado lawyer who knows exactly how these cases work and who will fight for everything you have lost, not just what the insurance company wants to pay.
My team and I are some of the most experienced Uber crash lawyers in Colorado. We handle these claims personally, from the first call to the final resolution. You are never just a file. You get a lawyer, not a call center.
Below is a clear guide to what matters after an Uber or Lyft crash in Colorado and how we protect you.
Rideshare vehicles are woven into daily life in Denver, the Front Range and the mountain corridor. More cars on the road for more hours each day means more risk, especially for people outside the vehicle.
Some key Colorado traffic safety facts:
National research has linked the arrival of rideshare services like Uber and Lyft to an increase of about 3 percent in traffic fatalities across the United States.
Closer to home, a study presented in Denver found that Uber and Lyft are a significant contributor to traffic congestion along the Front Range, putting even more vehicles in already busy corridors.[4]
Put simply, Colorado roads are dangerous, especially for pedestrians, cyclists, scooter riders and motorcyclists. When you mix in rideshare companies that are constantly pressuring drivers to accept more trips, drive longer hours and chase bonuses, serious crashes are not a surprise.
If you are hurt in a crash with a regular Colorado driver, you are usually dealing with one auto insurance policy that follows the car. In a rideshare case, several layers of coverage may apply, each with different limits depending on what the driver was doing in the app at the exact moment of the crash.
Colorado law treats Uber, Lyft and similar companies as Transportation Network Companies. Under Colorado Revised Statute section 40-10.1-604, these companies must carry significant insurance coverage while a ride is in progress.[5]
The amount of insurance that may be available to you depends on three basic periods:
These are very large policy limits compared to a normal Colorado crash. The problem is that rideshare companies and their insurers fight hard to keep injured people away from that one million dollar layer.
This is where having a lawyer who knows this statute inside and out makes a real difference.
It does not matter where you were in the scene. If a rideshare vehicle played a role and you were hurt, you may have a valid claim. We regularly help:
In every one of these situations, our job is to figure out:
Colorado follows a modified comparative negligence rule. If you are less than 50 percent at fault, you can still recover money for your injuries, although your compensation can be reduced by your percentage of fault.
Colorado has been tightening the rules on rideshare companies. In 2024, Senate Bill 24-075 added new disclosure and reporting requirements for transportation network companies.[7]
At the same time, Uber has sued the state of Colorado in federal court to challenge a law requiring detailed driver pay disclosures.[8]
For injured people, these rules matter because they create more records, more data and more accountability. In serious injury and wrongful death cases, we look for trip logs, GPS routes and internal records to show how business practices contributed to a crash.
In a serious rideshare crash, several types of coverage may apply:
We help coordinate these so you can get treatment without being overwhelmed by bills.
If you were a passenger and your driver caused the crash, the one million dollar rideshare policy should apply. If another driver caused the crash, we pursue that driver first and then additional coverage if needed.
You are a vulnerable road user and often suffer the most serious injuries. We analyze driver distraction, failure to yield, speeding and whether the crash occurred in one of Colorado’s high risk corridors using state crash data.[9]
Rideshare companies design their claim systems to protect themselves. They often push quick settlements, collect recorded statements and ask people to sign broad releases before the full extent of injuries is known.
Talking to a rideshare company without legal advice is rarely in your best interest.
We treat rideshare crashes as serious, complex cases from day one.
If you or someone you love was hurt in a rideshare crash anywhere in Colorado, you do not have to face this alone.
We will listen, explain your options and give you honest advice. There is no pressure and no obligation.
Call or text 303-388-5304 for free advice.
You deserve a lawyer who will take your case personally and fight for what you have really lost.
Deaths in Colorado’s construction zones nearly double, motorcyclist deaths jump 23%, CDOT data shows
