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Learn more about underinsured motorist coverage. Underinsured motorist coverage is the most important coverage you can have on your car or motorcycle. There are at least 30% of people driving uninsured or underinsured, meaning they have no insurance or the state minimum of $25,000.
The reason you need underinsured motorist coverage is if one of those people hits you, you may not have enough to cover all of your medical bills, lost wages or any other damages you may have. The O’Sullivan Law Firm recommends, generally, 100,000 as a minimum. That would mean you have 100,000 liability and 100,000 underinsured motorist coverage. This way, you’re protected in the event that somebody hits you or your family.
If you have any questions about underinsured motorist coverage, or anything regarding insurance, please give me a call.